Working conditions offered by employers differ from one organization to the other. Workers in many parts of the world may have similar packages for some instances though some specific ones differ depending on the employer. For instance, medical covers are a common phenomenon in different countries and different companies. There is a possibility of a worker incurring injuries during the course of work. Such injuries necessitate some form of compensation agreement between the employer and the worker.
Workers’ compensation after the occurrence of injuries is a subject that has been contentious for a very long time. Years back many cases would be filed at courts of law on compensation after work place accidents. Compensations granted by courts of law would sometimes run into millions of dollars. The hefty fines placed on employers would cause huge damages since some of them ended up folding up their businesses or declaring bankruptcy. It is in light of such situations that an insurance policy covering such issues was generated.
The insurance policy that covers wounded workers at the work place and grants them financial gains in exchange for right to prosecute the employer is called worker compensation policy. In a bid to secure this form of insurance, legislation have been put in place in different countries of the world. Judicial systems have also studied such legislation in order to apply it in case of litigation in court. Legal experts and lawyers have also started specializing in such legal issues in order to represent potential clients in court effectively.
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This mutual agreement based on law ensured that both workers and employers were cushioned against extensive loses in case of workers injuries at the work place. Workers would benefit by getting the necessary insurance in form of financial support during such trying times. The policies protect employers from huge financial losses in terms of court fines after being sued by injured workers. The city of Atlanta, Georgia has for instance witnessed good working relations between workers and employers thanks to the workers compensation laws in place.
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States like Georgia have for a long period of time used common law to solve work place conflicts. However, such common law does not cover every aspect hence the need for workers compensation laws. One way that common law works is by making it mandatory for employers to provide good and secure work places for their workers. This is a measure of ensuring that accidents at the work place are stopped before they happen. With such common law provisions, it is possible for a worker to sue on negligence in a court of law. If workers are wounded in a situation where the employer did not provide the best working conditions according to common law, then judicial remedy can be sought by the worker in question.